Loans designed for India
Borrow up to ₹3,00,000
with simplyloan.
Apply in minutes. Transparent pricing. Money in your bank — not in someone's pocket. Built for salaried and self-employed Indians.
Bank-grade security
Your data is encrypted end-to-end.
Same-day disbursal
Approved loans transfer within hours.
Flat 35% APR
Clear pricing, no hidden charges.
100% paperless
Aadhaar-based KYC, no branch visits.
Loan Calculator
Plan your borrowing.
₹50,000
₹5,000₹3,00,000
Monthly EMI₹4,998
Processing + GST₹1,180
Disbursed amount₹48,820
Total repayment₹59,978
Your data is encrypted and securely processed.
How it works
Four steps. No middlemen. No hidden charges.
01
Verify your phone
Quick OTP verification, no paperwork.
02
Share basic details
Name, employment, salary and PAN.
03
Complete KYC & bank
Aadhaar address + bank account for transfer.
04
Get funded
Track transfer status from your dashboard.
Rates & charges
Transparent pricing, no surprises.
Everything you pay is shown upfront. Here's a breakdown.
Particulars
Monthly interest rate2.9166%
Annual Percentage Rate (APR)35% Fixed
Tenure / Repayment3 – 36 months
Minimum – Maximum loan₹5,000 – ₹3,00,000
Processing fee2% of loan amount
GST on processing fee18% (exclusive)
Representative example
For a ₹50,000 loan over 12 months
Loan amount₹50,000
Processing fee (2%)₹1,000
GST (18%)₹180
Amount disbursed₹48,820
Monthly EMI₹4,998
Total repayment₹59,978